At the turning of the years, you composed for yourself a laundry list of your dreams and wishes for the New Year.

Take the opportunity now to see how  you can start the new year with a bright start with these new year resolutions.

#1 THIS NEW YEAR, I RESOLVE TO REST MORE MINDFULLY.

Living in the world’s most fatigued country where we spent an insane amount of time working and being online could well explain why so many of us feel so tired all the time. With work-from-home no longer the default, hopefully the lines between work, play and rest are more clearly defined.

This year, try hard to ensure your mind and body get the rest they need. You can do this by establishing clearer boundaries in your schedule for work and play, or breaking your day into evenly balanced chunks. Practice discipline by turning your work laptop off punctually and going home on time. You can also explore different types of rest that add colour to downtime otherwise spent on your device.

#2 THIS YEAR, I WILL FIND A NEW HOBBY.

Hobbies can be extremely fulfilling and can also give you something to look forward to every day, sometimes without you having to leave the house.

The possibilities are endless. Pick up gardening or baking, or perhaps learn to dance, crochet, knit or paint. Play a new game or learn a new instrument.

While you’re just getting your feet wet, you may be inspired to find international interest groups gathered around a common hobby. Participating in these dynamic communities can be extremely comforting on duller or lonelier days.

#3 IN 2022, I RESOLVE TO EMBRACE MY FRIENDSHIPS.

Absence sure makes the heart grow fonder. Nothing stands in the way of a simple text message or a call if you have someone in mind.

If you know someone around you is going through a rough patch, send cupcakes or a gift you know they’ll like. Likewise, don’t hesitate to reach out when you are in need of comfort. You’ll be surprised how welcoming friends can be, and nothing feels better than good company.

#4 THIS TIME, I WILL GET MY FITNESS IN CHECK. (FOR REAL.)

Regardless of how many times you’ve tried and failed, you can make it stick this year. No need for expensive (and wasted) gym memberships – all you need is a bit of determination and some motivation. Getting your friends or colleagues to exercise together can help you stay better in shape, as well as improve relationships.

Consider yoga stretches, or perhaps a daily walk around the block/office. Soon you’ll be stretching more than before, or walking even further. Graduate to jogging, cycling or swimming to keep your heart health in check.

If, like most people, you have a debilitating old injury that keeps you from doing the exercise you would choose, find equally interesting alternatives so you don’t miss a beat. Have that nagging discomfort checked out and visit a physiotherapist to find out how you can strengthen your body where it needs the help.

Wherever you are on your health journey, it’s never too late to start. Most importantly, don’t sweat the days when life gets in the way of your exercise routine. Take the chance to rest and return to it as soon as you can.

#5 I WILL PREPARE MY FINANCES FOR THE FUTURE.

Your New Year Resolutions should be more than just a to-do list for the year. Think long term and start working towards a better tomorrow. Nobody knows what surprises the future will bring, so build a financial plan to withstand the unexpected, starting with Enrich flex plus by Etiqa. This endowment plan is designed to help you manage your financial commitments and help you meet your financial goals, however far away they may be.

A whole life endowment plan that provides flexibility to support your wants and needs, Enrich flex plus affords you a choice between premium terms of 3, 5, 10, 15 or 20 years. Your capital is 100% guaranteed from as early as the end of policy year 5 to 15, depending on your premium term– a precious certainty in an uncertain future. You have the option to withdraw your accumulated cash value¹ from the policy when you need it.

You will also receive death and terminal illness protection throughout your policy term, and additional payout upon accidental death (until age 80). Once you’re done paying the premiums, sit back and enjoy hands-free savings and coverage.

Insurance is just one of the many aspects of a holistic financial plan. Speak with a financial advisor to ascertain  how you can approach the future strategically.

NEW YEAR, BETTER ME

While still so many things lie beyond your control, this much lies within reach. In inescapable circumstances, a change of perspective can make all the difference not only to your happiness in the moment, but also your long-term mental health. It’s certainly shaping up to be a truly Happy New Year – one worth looking forward to.

¹Refer to policy contract for full terms and conditions. Cash value is available for the policy at the end of the 3rd policy year.

Age means the age at next birthday.

This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as of 21 January 2025.