BOSS Office Package

Term Life Insurance

Whole Life Insurance

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{{wording.I}} premises {{dd.Description}} situated in/at Light Industrial Area or Pre-War Shophouse , is the {{dd.Description}} outlet insured with Etiqa. The total number of proprietor/partner(s)/director(s) is {{dd.Description}} and total number of employees is {{dd.Description}} . The policy should be effective from to .


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  • Plan {{$index+1}}

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Light Industrial Area: {{descLightIndustrialArea}}

Outlet: {{descMultiLocation}}

Director(s) : {{Office.ddDirectorNum}}

Employee(s) : {{Office.ddStaffNum}}

Start Date: {{Office.startDate}}

End Date : {{Office.endDate}}

Table of Benefits
1. All Risks
(Excess: $200 for each & every claim except fire, lightning & explosion)
On Contents and Stock including: 		$100,000 $100,000 $100,000 $100,000
Theft of keys $1,000 $1,000 $1,000 $1,000
Property whilst at exhibitions anywhere within the Territorial Limits $2,500 $2,500 $2,500 $2,500
Internal fixed plate glass $2,500 $2,500 $2,500 $2,500
External signs $1,500 $1,500 $1,500 $1,500
Cost of replacement of sanitary ware $2,500 $2,500 $2,500 $2,500
External blinds $2,500 $2,500 $2,500 $2,500
External glass Cost of repair/replacement Cost of repair/replacement Cost of repair/replacement Cost of repair/replacement
Option to increase Basic Sum Insured up to a maximum of $3,000,000
2. Business Interruption
(Time Excess: 24 hours for all claims) including:
On Total Interruption to business resulting from loss or damage by perils insured as described under Section 1 – All Risks (up to 100 days) 		$200 per day $200 per day $200 per day $200 per day
Book Debts $5,000 $5,000 $5,000 $5,000
Unspecified customers/suppliers $5,000 $5,000 $5,000 $5,000
Loss of gross profit and increased cost of working following machinery or computer breakdown (applicable only for Super Suite Plan) Not Applicable Not Applicable $20,000 $20,000
Transit $5,000 $5,000 $5,000 $5,000
Option to increase Basic Daily Benefit up to a maximum of $500 per day
3. Money
a. Money in Transit, in the premises during business hours, and in any bank’s night safe $5,000 $5,000 $5,000 $5,000
Option to increase Basic Sum Insured up to a maximum of $10,000
b. Money in a locked unspecified safe outside business hours $2,500 $2,500 $2,500 $2,500
Option to increase Basic Sum Insured up to a maximum of $10,000
c. Money at the private residence of the Insured or an Employee and at the premises outside of business hours not in a locked safe $500 $500 $500 $500
Extension
Malicious Attack Including :
Death and disablement benefits following malicious attack $10,000 $10,000 $10,000 $10,000
Weekly disablement benefit following malicious attack $100 per week up to 104 weeks $100 per week up to 104 weeks $100 per week up to 104 weeks $100 per week up to 104 weeks
4. Personal Accident
On the life of (up to 2) named proprietor partner(s) / director(s)
a. Death/Permanent Disablement

 $50,000 each $50,000 each $50,000 each $50,000 each
Option to increase Basic Sum Insured up to 25 persons up to maximum $300,000 per person
5. Public Liability $500,000 $500,000 $500,000 $500,000
Food Poisoning Not Applicable Not Applicable $100,000 $100,000
Option to increase Basic Limit of Liability up to a maximum of $5,000,000
6. Work Injury Compensation (WIC) Up to 3 employees Not Applicable Up to 3 employees Not Applicable
Option to increase Basic Total Number of Employees up to a maximum of 25
7. Goods In Transit $2,500 $2,500 $2,500 $2,500
8. Non-Production Machinery and Computer Breakdown including:
Breakdown of machinery at the premises other than computer equipment 		Not Applicable Not Applicable $10,000 $10,000
Breakdown of computer equipment at the premises Not Applicable Not Applicable $10,000 (portable computer equipment up to $3,000) $10,000 (portable computer equipment up to $3,000)
Additional costs necessary to make temporary repairs and expedite permanent repairs or replacement of damaged property Not Applicable Not Applicable $5,000 $5,000
Debris removal Not Applicable Not Applicable $5,000 or 20% of the loss whichever is lower $5,000 or 20% of the loss whichever is lower
Repair investigation costs Not Applicable Not Applicable $5,000 $5,000
9. Product Liability
a. Accidental bodily injury to or illness of any person
b. Accidental loss of or damage to property happening and arising out of products supplied in or from the Republic of Singapore in the course of the insured’s business 		Not Applicable Not Applicable $50,000 $50,000
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Premium: ${{ new.Quote.totalPrem | number:2}}

Flexi Commission : {{(new.Quote.commissionRate*100).toFixed(0)}}%

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Top-up Basic Cover:
Change the Cover Below for Top-up
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The valid value is {{Top.Min_SI | number}} to {{Top.Max_SI | number}} and must be in multiples of {{Top.Multiplier | number}}
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Optional Covers

Personal Accident On the life of Employees
(up to maximum $300,000 per person - increment in multiple of $10,000)
The valid value is {{Add.Min_SI | number}} to {{Add.Max_SI | number}} and must be in multiples of {{Add.Multiplier | number}}
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Fire and Extraneous Perils on Building
(up to maximum $2,000,000 - increment in multiple of $10,000)
The valid value is {{Add.Min_SI | number}} to {{Add.Max_SI | number}} and must be in multiples of {{Add.Multiplier | number}}
Fidelity Guarantee
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Premium: $ {{ new.Quote.totalPrem | number:2}}
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