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Light Industrial Area: Outlet: Director(s) : 2 Employee(s) : 0 Start Date: 09/04/2025 End Date : |
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Table of Benefits |
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1. All Risks (Excess: $200 for each & every claim except fire, lightning & explosion) On Contents and Stock including: |
$100,000 | $100,000 |
| Theft of keys | $1,000 | $1,000 |
| Property whilst at exhibitions anywhere within the Territorial Limits | $2,500 | $2,500 |
| Seasonal stock increase | 25% of stock sum insured | 25% of stock sum insured |
| Internal fixed plate glass | $2,500 | $2,500 |
| External signs | $1,500 | $1,500 |
| Cost of replacement of sanitary ware | $2,500 | $2,500 |
| External blinds | $2,500 | $2,500 |
| External glass | Cost of repair/replacement | Cost of repair/replacement |
| Option to increase Basic Sum Insured up to a maximum of $3,000,000 | ||
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2. Business Interruption (Time Excess: 24 hours for all claims) including: On Total Interruption to business resulting from loss or damage by perils insured as described under Section 1 – All Risks (up to 100 days) |
$200 per day | $200 per day |
| Book Debts | $5,000 | $5,000 |
| Unspecified customers/suppliers | $5,000 | $5,000 |
| Loss of gross profit and increased cost of working following machinery or computer breakdown (applicable only for Super Suite Plan) | Not Applicable | $20,000 |
| Transit | $5,000 | $5,000 |
| Option to increase Basic Daily Benefit up to a maximum of $500 per day | ||
| 3. Money | ||
| a. Money in Transit, in the premises during business hours, and in any bank’s night safe | $5,000 | $5,000 |
| Option to increase Basic Sum Insured up to a maximum of $10,000 | ||
| b. Money in a locked unspecified safe outside business hours | $2,500 | $2,500 |
| Option to increase Basic Sum Insured up to a maximum of $10,000 | ||
| c. Money at the private residence of the Insured or an Employee and at the premises outside of business hours not in a locked safe | $500 | $500 |
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Extension Malicious Attack Including : |
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| Death and disablement benefits following malicious attack | $10,000 | $10,000 |
| Weekly disablement benefit following malicious attack | $100 per week up to 104 weeks | $100 per week up to 104 weeks |
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4. Personal Accident On the life of (up to 2) named proprietor partner(s) / director(s) a. Death/Permanent Disablement |
$50,000 each | $50,000 each |
| Option to increase Basic Sum Insured up to 25 persons up to maximum $300,000 per person | ||
| 5. Public Liability | $500,000 | $500,000 |
| Food Poisoning | Not Applicable | $100,000 |
| Option to increase Basic Limit of Liability up to a maximum of $5,000,000 | ||
| 6. Work Injury Compensation (WIC) | Not Applicable | Not Applicable |
| Option to increase Basic Total Number of Employees up to a maximum of 25 | ||
| 7. Goods In Transit | $2,500 | $2,500 |
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8. Non-Production Machinery and Computer Breakdown including: Breakdown of machinery at the premises other than computer equipment |
Not Applicable | $10,000 |
| Breakdown of computer equipment at the premises | Not Applicable | $10,000 (portable computer equipment up to $3,000) |
| Additional costs necessary to make temporary repairs and expedite permanent repairs or replacement of damaged property | Not Applicable | $5,000 |
| Debris removal | Not Applicable | $5,000 or 20% of the loss whichever is lower |
| Repair investigation costs | Not Applicable | $5,000 |
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9. Product Liability a. Accidental bodily injury to or illness of any person b. Accidental loss of or damage to property happening and arising out of products supplied in or from the Republic of Singapore in the course of the insured’s business |
Not Applicable | $50,000 |
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