Essential lifetime secure
Prepare for the future and ensure peace of mind with comprehensive riders and multiplier benefits.
Policy type
Whole life plan
Policy term
Lifetime
Premium term
5, 10, 15, 20 or 30 years
A Plan That Evolves with You:
Guaranteed Protection for the Future
Enjoy high coverage throughout your life, ensuring your loved ones are financially secure even after retirement. Multiply your protection and get minimum death coverage of up to 5 times the basic sum insured.
Reduce Financial Stress in Challenging Times
Receive a premium relief benefit that reduces financial burden in challenging situations like being admitted to intensive care, retrenchment or immediate family member’s death, total permanent disability or terminal illness.
Protection that Adapts to Your Life
Purchase an additional plan without undergoing more health checks, whether you’re graduating from tertiary education, getting married or having a child.
Flexible Premium Options
Plan your finances with confidence with a payment schedule that suits your budget – whether it’s 5, 10, 15, 20, 25, or 30 years.
Customise Your Protection with Comprehensive Riders
Early CI benefit rider
Get a payout for diagnosis of any covered critical illness at any stage, plus premium waivers for early/intermediate diagnoses.
Get extra 20% of the rider’s sum insured for major cancer, stroke with permanent deficits, or severe heart attack.
Get extra 12 monthly payouts of 1% of the rider’s sum insured for diagnosis of any of the 63 severe-stage critical illnesses.
Get 20% of the rider’s sum insured for diagnosis of any covered special and juvenile conditions1, including ADHD.
Notes
1 The maximum aggregate amount is S$25,000 per life insured per covered condition. Each covered condition can only be paid once and a maximum of 6 claims can be made under this benefit.
Here’s How It Works
John, Sophie’s newborn, is insured for S$100,000 under the Essential lifetime secure plan with a S$50,000 Early CI benefit rider and 5x multiplier, covering him until age 81. Sophie pays S$1,646 annually for 25 years.
Emma, a 30-year-old non-smoker, buys the Essential lifetime secure plan with S$150,000 coverage, along with the Early CI and CI benefit riders, each at S$50,000 and a 3x multiplier until age 71. She pays S$5,066.50 annually for 20 years.
2 Note: 1% of the rider’s sum assured will be paid for 12 months as long as the death of the life insured does not happen.
The scenario(s) above are for illustration purposes only.
Policy fees and charges apply. Please refer to the policy contract for full details of the terms and conditions.
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Age means the age at the next birthday.
This policy is underwritten by Etiqa Insurance Pte. Ltd.. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information on this page is correct as of 7 November 2024.
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